PRIVACY POLICY

Effective date: October 6, 2026

This Privacy Policy explains how Julia Panthera collects, uses, and discloses personal information when you visit juliapanthera.store, purchase Your Next Big Step, access its materials, subscribe to emails, or contact us.

1. Who We Are

The business responsible for your personal information is individual entrepreneur Yuliia Oleksandrivna Khalameidyk, registered in Ukraine, trading as Julia Panthera (“we,” “us,” or “our”).

Registered name: ФОП Халамейдик Юлія Олександрівна
Business mailing address: 38/17 Biloruska Street, Kyiv, 04119, Ukraine
Email: j.perederiy@gmail.com
Website: https://juliapanthera.store

2. Information We Collect

Depending on how you interact with us, we collect the following categories of information:

Contact information: Your name, email address, and information you provide when contacting us or subscribing to emails.

Purchase information: The product purchased, purchase date, amount, currency, transaction reference, payment status, and information needed to process refunds.

Product access and participation information: Information made available to us through Skool to administer your access, such as your account name, membership status, and messages or content you choose to share with us or the product community.

Communications: Questions, support requests, feedback, and other information you voluntarily send us.

Technical and browsing information: Our website infrastructure and, with your advertising consent, Meta Pixel may process your IP address, browser and device details, referring pages, pages visited, timestamps, cookie identifiers, and website interactions. The information processed depends on the tools and features active during your visit.

Privacy preferences: Your cookie choices, email subscription preferences, and requests concerning your personal information.

We receive information directly from you, through website technologies, and from providers involved in payment processing and product delivery.

Please do not send full payment card details or sensitive personal information in support emails or community posts.

3. How We Use Information

We use personal information to:

• Process purchases and confirm payments.
• Provide and administer access to Your Next Big Step.
• Send receipts, access instructions, and necessary service communications.
• Respond to questions and process refund requests.
• Manage email subscriptions and send marketing communications where permitted by applicable law.
• Measure advertising performance and support relevant advertising through Meta, subject to your advertising choices.
• Maintain website functionality and security and prevent fraud.
• Keep necessary business records and comply with legal obligations.
• Handle disputes and enforce our agreements.

Where applicable law requires a legal basis for processing, we rely on performance of our agreement with you, compliance with legal obligations, consent, or legitimate interests where permitted. Those interests include administering our business, responding to requests, and protecting our services.

Where processing relies on consent, you may withdraw it at any time. Withdrawal does not affect the lawfulness of processing that occurred before withdrawal.

4. Payment Processing

Payments are processed through WayForPay. Payment details submitted through its payment interface are handled under its applicable privacy terms.

We receive transaction information needed to confirm purchases, deliver the product, maintain business records, and process refunds.

Please review the privacy information provided by WayForPay in its payment interface for details about its practices.

5. Providers and Other Recipients

We disclose relevant information to providers that support our business, including:

• WayForPay: Payment processing and refunds.
• Skool: Product hosting and administration of access and participation.
• Google/Gmail: Email communications and customer support.
• Namecheap: Domain-related services.
• Lovable and the infrastructure providers used to deploy our website: Website operation and delivery.
• Meta: Advertising measurement and advertising-related processing through Meta Pixel, subject to your choices.

These providers receive information relevant to their functions. Some also process information for their own purposes under their respective privacy policies.

If you post in a shared area of the Skool community, your profile information and posts may be visible to other participants according to the platform’s settings.

We may also disclose information where required by law, in response to valid legal requests, or where reasonably necessary to protect rights, address fraud, or resolve security incidents.

6. Cookies and Similar Technologies

Cookies are small files stored in your browser. Similar technologies include local storage and tracking pixels.

Essential Technologies

We use technologies necessary to operate the website and remember your privacy choices. These remain active when optional advertising cookies are rejected.

Advertising Technologies and Meta Pixel

With your permission, we use Meta Pixel to measure the effectiveness of our Facebook and Instagram advertising and support relevant advertising.

When enabled, Meta Pixel may transmit information about your browser, device, page visits, identifiers, and configured website events to Meta. For example, events may indicate that a visitor viewed a page or completed a purchase, depending on the integration.

Meta may associate information received from our website with information it holds about you, including your Meta account, and process it under its own privacy policy. This may involve information about activity across different websites and services.

For more information, see Meta’s Privacy Policy.

Your Cookie Choices

Advertising tracking is disabled by default. Meta Pixel is enabled only after you agree to advertising cookies.

You can accept optional cookies, reject them, or select your preferences through our cookie banner. Closing the banner, scrolling, or continuing to browse does not count as consent.

You may change or withdraw your choice at any time using Cookie Settings in the website footer.

Rejecting advertising cookies does not prevent you from purchasing Your Next Big Step or accessing your purchase.

We remember your choice for up to six months, unless you clear your browser storage or we need to request a new choice because of material changes.

When you withdraw advertising consent, we stop future Meta Pixel tracking through our website and remove advertising cookies accessible to our website where technically possible. Withdrawal does not delete information already received by Meta or cookies that our website cannot control.

Your choice generally applies to the browser and device where you make it. You may need to repeat it on other devices or after clearing browser storage.

Browser Privacy Signals

We treat a recognized Global Privacy Control (GPC) signal as an opt-out from advertising tracking on that browser.

We do not use the older Do Not Track (DNT) signal as a separate consent mechanism. Regardless of a DNT setting, advertising tracking remains disabled unless you give permission through our cookie controls, and a recognized GPC signal takes priority.

7. Advertising Disclosures and U.S. Privacy Laws

When you enable Meta Pixel, technical identifiers and website activity information may be disclosed to Meta for advertising measurement and personalized advertising.

Certain U.S. state privacy laws may classify advertising-related disclosures as a “sale,” “sharing,” or processing for “targeted advertising,” even when no money is exchanged for the information.

You can prevent Meta Pixel advertising disclosures from this website by rejecting advertising cookies or withdrawing consent through Cookie Settings. We also apply the GPC choice described above.

The availability of additional statutory rights depends on the law applicable to you and whether our business falls within its scope.

8. Email Communications

We send transactional emails needed to fulfill your purchase, such as payment confirmations, access instructions, and support responses.

We may also send marketing emails where permitted by applicable law and consistent with your subscription preferences.

You can unsubscribe from marketing emails by following the instructions in the email or by emailing j.perederiy@gmail.com with a request to unsubscribe.

We will honor your request within 10 business days. There is no fee to unsubscribe.

Opting out of marketing emails does not prevent necessary purchase-related or support communications.

9. How Long We Keep Information

We retain information for as long as reasonably necessary for the purposes described in this policy.

We determine retention periods by considering:

• The period during which we provide access and support.
• Applicable accounting, tax, and other recordkeeping requirements.
• The need to handle refunds, disputes, and legal claims.
• Your marketing preferences and privacy requests.
• Security and fraud-prevention needs.

We may retain a limited suppression record after you unsubscribe so that we can continue to respect your choice.

When information is no longer needed, we delete it or de-identify it, subject to applicable requirements and reasonable backup retention cycles.

10. International Processing

We operate from Ukraine and use providers that may process information in other countries, including the United States.

Those countries may have data protection laws different from those in your country of residence.

Where applicable law requires safeguards for international transfers, we use the safeguards required by that law.

11. Your Privacy Rights

Depending on applicable law, you may have rights to:

• Access personal information we hold about you.
• Correct inaccurate information.
• Request deletion of information.
• Obtain a portable copy of certain information.
• Restrict or object to certain processing.
• Withdraw consent where processing relies on consent.
• Opt out of qualifying sales, sharing, or targeted advertising.
• Appeal a decision about a privacy request or complain to a competent authority.

To submit a request, email j.perederiy@gmail.com with the subject line “Privacy Request.”

We may ask for information reasonably necessary to verify your identity and understand your request. An authorized agent may submit a request where permitted by law, subject to appropriate verification of their authority.

We respond within the time required by applicable law. Some requests may be subject to exceptions, including information we must retain for legal obligations or to resolve disputes. We will explain relevant limitations in our response.

If we deny your request, you may ask us to review the decision by replying with the subject line “Privacy Appeal.” This does not limit other appeal or complaint rights available to you.

We will not discriminate against you for exercising legally protected privacy rights.

12. Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information.

No internet transmission or electronic storage method is completely secure, and we cannot guarantee absolute security.

13. Children’s Privacy

Our website and product are intended for adults aged 18 and older. We do not knowingly collect personal information from children under 13.

If you believe a child under 13 has provided personal information to us, contact j.perederiy@gmail.com so we can investigate and take appropriate action.

14. Other Websites and Platforms

Our website and materials may link to other platforms, including payment and product-hosting services.

Those platforms have their own privacy practices. Our website’s cookie preferences do not automatically control cookies or processing on other websites you visit.

Please review the relevant platform’s privacy policy and settings.

15. Changes to This Policy

We may update this Privacy Policy by publishing a revised version and changing the effective date.

Where applicable law requires additional notice or consent for a material change, we will provide that notice or request consent.

16. Contact Us

For questions about this policy or your personal information, contact:

Julia Panthera
Individual entrepreneur Yuliia Oleksandrivna Khalameidyk
Registered name: ФОП Халамейдик Юлія Олександрівна
38/17 Biloruska Street, Kyiv, 04119, Ukraine
Email: j.perederiy@gmail.com
Website: juliapanthera.store